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Obtaining Credit Checks on Applicants and Employees

Learn about obtaining credit checks on applicants and employees, including information about the federal Fair Credit Reporting Act (FCRA), nondiscrimination laws, and the Fair and Accurate Credit Transactions Act (FACTA).

School districts, for one reason or another, may want to run credit checks on current or prospective employees. Questions often arise about when and how a district can run a credit check. This article will help answer questions about running credit checks on school district employees. Included is information about the federal Fair Credit Reporting Act (FCRA), nondiscrimination laws, and the Fair and Accurate Credit Transactions Act (FACTA).