Liability and Insurance

Maintaining appropriate insurance coverage is an essential part of protecting the financial well being of a public school district.  The following are resources related to school districts' insurance needs, including employee health insurance, workers' compensation, and risk management.

Related Policies

Your local school board policy manual contains TASB's (LEGAL) reference policies and board-adopted (LOCAL) policies.  Your district may also have relevant administrative regulations.  For more information on liability and insurance, see district policy and regulations at the following codes:


CR Insurance and Annuities Management
CRA Property Insurance
CRB Liability Insurance
CRD Health and Life Insurance
CRE Workers' Compensation
CRF Unemployment Insurance
CRG Deferred Compensation and Annuities


TASB Resources

  • TASB Legal Services' article We’ve Been Sued! Now What? (pdf) recommends the steps a district should take immediately on receipt of notice of a lawsuit.
  • TASB Risk Management Fund’s article The Board’s Role in Risk Management (pdf) provides important guidance for boards in being prepared for and protecting the district from unforeseeable occurrences and losses.
  • TASB Risk Management Fund's Member Library provides How-Tos and FAQs, forms, and other resources related to a variety of property and liability claims, including automobile accidents, property and general liability claims, and liability of school professionals.
  • TASB Risk Management Fund provides updates and information on workers' compensation.
  • TASB Risk Management Fund also provides information on its unemployment compensation program.
  • For information on working with a school attorney, see eSource Governance – Board Roles and Responsibilities.

Other Resources